If you operate from an historic property you’ll need to consider the effect of a large loss on your ability to continue trading.

Many brokers and insurers fail to appreciate the length of time it can take to reinstate a historic building, particularly when it is listed. This can translate into inadequate ‘business interruption’ provision.

The involvement of statutory authorities such as English Estates and the amenity societies in the reinstatement process can cause delays and these are frequently exacerbated by a shortage of suitably-qualified heritage trades-people, the discovery of hidden archaeology and by complications in the reinstatement process itself.

The survival of your business is highly dependent on the availability of insurance funds to cover your loss of income during the reinstatement period. We’re well qualified to make a judgement as to the likely timescales for reinstatement following a large loss and to reflect this in your insurance coverage.

Regardless of the existence of insurance protection for your income streams we understand the importance of getting your business up and running as quickly as possible.

We can put you in touch with specialist contractors and approved trades-people. Our existing relationships with these scarce resources mean you can jump the queue and get the reinstatement process under way sooner.