Insurers look at the risk profile of an organisation when deciding the level of premium to charge, the terms they’ll apply or, indeed, whether or not they are prepared to offer insurance in the first place.

What is the risk profile?

The risk profile of an organisation is a combination of management practice, security, physical risk (for example combustible waste storage arrangements) and risk prevention and monitoring procedures.

The willingness of an insurer to provide cover and at what price can vary hugely for similar organisations depending on how risk is managed within each organisation.


The Estates risk management service
Our service is not limited to the sourcing of insurance coverage.

We also fully engage with our clients throughout our relationship to ensure that the ‘risk’ seen by the insurer is presented in the best possible light. We offer a wide-ranging risk management service, from general advice to introductions to our specialist risk management service provider partners.

Wherever possible and practicable, we aim to visit our clients regularly, not only to build relationships with you and your team, but to familiarise ourselves fully with your physical assets and your business. It is this investment in our relationship with you that allows us to provide a tailored and relevant risk management service.